Vivo Money
Personal loans from R$$500 to R$$50 thousand, disbursement in up to 2 business days via Pix. Digital, secure process with rates starting from 3,79% per month.
Vivo Money offers a practical and secure solution for those who need a personal loan in Brazil. With interest rates ranging from 3,79% to 13,94% per month, you can request from R$$500 to R$$50,000 and pay in up to 40 installments. The difference lies in the fully digital process and the option to receive payment via Pix within 2 business days. There is no bureaucracy, and the entire process can be done through the Vivo website, without needing to leave home.
How to apply for your loan: Step by step
Choose between a Personal Loan or FGTS Advance on the Vivo Money platform.
Simulate the amount and number of installments that best fit your budget.
Send your data and documents for identity verification, reinforcing the security of the transaction.
Confirm the purchase and wait: the money will be deposited into your account via bank transfer or Pix within 2 business days.
Everything takes place in a 100% digital environment, ensuring practicality and speed.
Main advantages of Vivo Money
One of the main advantages is the simplified and digital process, eliminating the need for in-person service. Vivo customers also enjoy exclusive benefits.
Competitive rates also make the product attractive, especially for those seeking speed and security.
The money is deposited into the account quickly, ideal for emergencies or for bringing a project to life.
There are flexible options for value and term, allowing you to contract according to your financial possibilities.
Vivo's credibility provides added confidence when choosing the service.
Points to consider before hiring
Despite its convenience, the service is only available to Vivo customers, limiting access.
Interest rates vary according to credit analysis, and may be high for some customer profiles.
The early withdrawal of FGTS (Brazilian severance pay fund) has specific conditions, restricted to those who opt for the Birthday Withdrawal.
There is a one-time registration fee, which may impact the total cost of the loan.
The maximum credit limit may not meet all needs depending on the applicant's profile.
Final verdict
Vivo Money is an excellent option for those seeking accessible, fast, and secure credit. Digital service, Pix payments, and the trustworthiness of a large company are important differentiators. It's worth considering the terms and running simulations before deciding, but for Vivo customers, convenience stands out in the market.
