Updated on December 22, 2025.
Introduction and Overview
Follow Riches is operated by ActiveView OÜ, a private limited company registered in the Republic of Estonia (Registration Code 16639782), located at Kotkapoja tn 2a 10, Tallinn 10615, Harju, Estonia. For the purposes of applicable data protection laws, ActiveView OÜ acts as the Data Controller for the personal information collected through the platform.
Follow Riches is an independent platform dedicated to producing informative content about vehicle financing, auto loans, and financial planning related to car purchases. Through our website... https://followriches.com/Here you will find explanatory guides, detailed analyses, and educational content developed to help you better understand how financing options work, credit criteria, and the financial impacts of these decisions over time.
Our focus is to make complex financial topics more understandable and applicable to everyday life. Whether you're considering financing a car for the first time, comparing different purchase options, or trying to understand how interest rates, terms, and credit scores influence your decision, Follow Riches offers organized information to support your analysis. We cover everything from basic financing concepts to more in-depth aspects such as contract interpretation, total cost over the years, and the relationship between financing and personal budgeting.
We have no affiliation with banks, financial institutions, dealerships, automakers, or credit providers. Follow Riches does not sell, broker, or recommend specific financial products. All published content is for informational purposes only and is based on public data, institutional materials, and official channels. Our commitment is to provide context and understanding, not to direct commercial choices.
Your Privacy Matters
We value your trust and recognize that your personal information deserves care and respect. This Privacy Policy explains how we collect, store, use, and protect data when you visit or interact with Follow Riches.
Our approach to privacy is guided by transparency and respect for your rights as a reader. We comply with applicable data protection laws and strive to explain in an accessible way what information is collected, why it is needed, and how it is handled while you browse the platform.
We recommend that you read this policy carefully to fully understand how your data is managed. If you have any questions, concerns, or worries regarding the use of your personal information, you can contact us directly through [contact information would go here]. https://followriches.com/contactWe are available to clarify how we handle data and how you can exercise your rights.
Scope of the Privacy Policy
This Privacy Policy applies to the use of https://followriches.com/ and to all content hosted on our platform, including articles, guides, conceptual explanations, and analyses related to car financing, auto loans, financial planning, and vehicle purchase options.
Whether you are reading content about loan interest rates, comparing payment options, or understanding how credit influences approval, this policy describes how information is collected and handled during your visit to the site.
It is important to note that this Privacy Policy applies exclusively to Follow Riches. If you access external links in our articles, such as official websites of financial institutions, public platforms, or institutional pages mentioned as references, these external environments have their own privacy policies. We recommend that you review these policies before providing any personal information outside of our platform.
Consent
By using Follow Riches and interacting with its content, you confirm that you have read, understood, and agree to the practices described in this Privacy Policy.
Simply accessing our articles, guides, or informational pages implies acceptance of the terms presented here. If you do not agree with how we collect or manage information, we recommend that you discontinue using the platform.
Continued browsing will be interpreted as consent to the processing of data as described in this policy. For more details on rights, obligations, and terms of use of the site, we suggest reading our Terms of Use.
AI-Generated Content
To support editorial consistency, content organization, and readability, Follow Riches may utilize limited AI-based tools to assist during the editorial production process. These tools are employed to aid in text structuring, language revision, and information organization, particularly in technical topics such as financing, contracts, credit concepts, and financial planning.
Artificial intelligence does not replace human work. All content published on Follow Riches undergoes writing, review, and validation by human editors. Our team is responsible for ensuring that each article, guide, or explanation is understandable, faithful to the sources consulted, and suitable for readers seeking a better understanding of financial decisions related to vehicle purchases.
We use AI tools only for operational support, never to automatically generate complete articles or define editorial guidelines. All decisions regarding topics, approaches, and examples reflect human analysis, careful research, and a commitment to responsible, informative content.
If you would like to learn more about how we use artificial intelligence tools in our editorial process or have any questions about our production methodology, you can contact us through our Contact Page. At Follow Riches, we adopt technology consciously and transparently, always prioritizing useful information, accuracy, and respect for the reader.
I. Data Collection Practices
At Follow Riches, we take a responsible and transparent approach to data handling. We collect certain information to improve platform performance, protect user access, and offer relevant features. This data comes from three main sources: information you share with us, data automatically collected from your device, and limited inputs from trusted third-party services.
A. INFORMATION YOU PROVIDE
You can access most of Follow Riches without sharing personal details. However, some features, such as subscriptions, notifications, or interactive tools, may require you to submit basic information.
When using these features, you may be asked to provide your name, email, phone number, or general location. This information helps us verify your access, deliver requested updates, or personalize parts of your experience.
If you contact us through the support form, participate in surveys, or provide feedback, we will use this information exclusively to respond to or improve the platform. Your participation helps us adjust content and ensure efficient support.
B. INFORMATION COLLECTED AUTOMATICALLY
When you browse Follow Riches, we automatically collect technical data that helps us maintain and improve the site. This includes your IP address, browser type, device information, date and time of access, and how you navigate our pages.
This data is collected through tools such as cookies, log files, and web analytics. They allow us to monitor website performance, troubleshoot errors, and understand user behavior, such as which articles are read most or how long visitors stay on specific pages.
We use cookies and web beacons to remember your preferences and optimize your experience. For example, these tools can help us display content similar to what you've recently viewed or track performance across different browsers.
You can manage or disable cookies in your browser settings at any time. Please note that this may affect the functioning of some features. By continuing to use our website without changing these settings, you consent to the use of cookies as described.
C. THIRD-PARTY INFORMATION
We may partner with external advertising and analytics providers to support our content and platform operations. These third parties may use tracking tools, such as cookies or pixels, within our pages to collect anonymized data such as browser type, time of visit, general location, or interactions with advertisements.
This helps us measure engagement and display broadly relevant ads to users. While these technologies operate within our website, the data collected is managed in accordance with each provider's privacy terms.
We do not share your personal information directly with advertisers, nor do we control how they handle the data after collection. Clicking on an ad does not create any kind of relationship between you and external parties.
Some partners, such as Google, may use cookies to display interest-based ads. If you prefer to disable this type of advertising, you can update your ad preferences in your Google account or consult their official privacy policies for more information.
To better understand how your data may be used by third-party tools linked to our website, we recommend reviewing each provider's privacy policy. This Privacy Policy applies only to data collected by Follow Riches and does not extend to external services.
II. SMS Notifications and User Consent
A. AUTHORIZATION OF CONSENT
Follow Riches is committed to responsible and transparent communications, in compliance with applicable laws, including the European Union's GDPR, the United States' Telephone Consumer Protection Act (TCPA), and equivalent Brazilian legislation such as the General Data Protection Law (LGPD – Law 13.709/2018) and the Consumer Protection Code (Law 8.078/1990).
If you voluntarily provide your phone number through a form, quiz, or interactive feature on our website, you may be given the option to receive SMS updates from Follow Riches. Any such invitation will include clear language and a checkbox or similar method to confirm your consent. We will always explain what types of messages you may receive before you agree to participate.
By choosing to participate, you authorize Follow Riches to send occasional SMS messages to the number you provide. These messages may include platform-related updates, relevant service alerts, or promotional content related to our editorial publications. Participation is entirely optional. You are not required to provide your phone number or consent to SMS communications to access or use any part of our website.
B. CANCELLATION OF RECEIPT OF SMS MESSAGES
You can unsubscribe from receiving SMS messages at any time. To unsubscribe, simply reply to any message with the word “STOP”. Upon receipt, we will remove your number from our message list immediately.
If you prefer to update your communication preferences using another method, you can contact us directly through... https://followriches.com/contactOur team will respond to your request as quickly as possible and ensure your preferences are updated accordingly.
Follow Riches is committed to respecting your communication choices. Our goal is to ensure that all interactions are respectful, permission-based, and aligned with relevant privacy and consumer protection standards. Your consent, as well as the ability to revoke it at any time, will always remain a priority.
III. Purpose and Use of Collected Information
Follow Riches collects user data for a clear purpose: to create a safe, functional, and relevant experience for each visitor. Each type of information collected plays a specific role in improving the platform, enhancing usability, and maintaining a protected environment, always respecting your privacy.
3.1 Maintaining Technical Performance
We use technical data to ensure the platform functions correctly on all devices. Information such as browser type, screen size, or loading time helps us identify errors, fix bugs, and improve overall functionality. This allows us to offer a faster and more reliable experience.
3.2 Personalizing the User Experience
User activity helps us shape their experience in meaningful ways. By understanding how visitors interact with content, we can adjust layouts, suggest helpful features, and organize tools in ways that feel familiar and practical.
3.3 Understanding Engagement and Behavior
Metrics such as time spent on a page, click patterns, or content popularity guide our improvements. This information shows us what works, where users abandon navigation, and how we can present information more clearly.
3.4 Improvement of Resources and Services
User feedback and website data help us improve existing tools and introduce new features. Whether through updated layouts, search filters, or entirely new features, all improvements are based on real interactions and evolving needs.
3.5 Responding to Requests and Feedback
When you contact us, the details you provide allow us to respond effectively. This includes resolving technical issues, addressing account-related matters, or simply acknowledging a suggestion. We may also follow up to ensure everything has been resolved.
3.6 Sending Platform Updates and Emails
If you've subscribed to our email list, we may send you updates, highlights, or announcements tailored to your preferences. All messages include an option to unsubscribe or manage your communication settings at any time.
3.7 Security Enhancement and Misuse Prevention
The data we collect helps us detect suspicious behavior, prevent unauthorized access, and respond to potential threats. We use activity monitoring and tracking systems to maintain a safe environment for all users.
Our use of data is guided by principles of fairness, privacy, and accountability. We continually review our practices to keep pace with evolving technology and to preserve the trust of everyone who visits our platform.
Follow Riches Cookie Policy
This Cookie Policy explains how cookies are used on the Follow Riches website (https://followriches.com/It explains what types of data they collect and how they contribute to your experience. It also describes your options regarding the use of cookies and the potential impact of restricting them.
Understanding Cookies
Cookies are small text files stored on your device when you visit a website. They help platforms remember your activity and preferences. Like many modern websites, Follow Riches uses cookies to improve website functionality, personalize the experience, and support platform performance.
Cookies help us to:
- Recognize returning visitors and maintain their settings;
- Improve page navigation and responsiveness;
- Analyze how the platform is used to guide improvements.
They also contribute to security by detecting suspicious behavior and preserving data integrity. Furthermore, advertising cookies help display content that reflects users' general interests and browsing patterns.
Cookies can be managed in your browser settings. Restricting certain cookies may affect website performance or limit the functionality of some features.
How We Use Cookies
The cookies used on Follow Riches fall into several categories:
Essential cookies support basic website operations. They ensure pages load correctly, enable secure logins, and keep platform functions working as expected. Without them, essential features may not be available.
Preference cookies remember user settings, such as language or layout. They help personalize the interface and make repeat visits more convenient.
Analytics cookies collect information about how visitors interact with the content. We use this data to improve the structure, enhance features, and identify technical issues that may affect usability.
Security cookies help monitor activity, protect user accounts, and respond to irregular behavior. These tools play a fundamental role in maintaining a safe browsing environment.
Advertising cookies enable more relevant promotional content. They can track interactions with ads and help evaluate campaign performance. Some advertising partners may use their own cookies. In these cases, we recommend that users consult the privacy policies of these providers for more details.
Manage or Disable Cookies
Most browsers allow users to review, block, or remove cookies at any time. Disabling essential cookies may limit access to certain website functions, while blocking preference cookies may prevent the website from remembering your settings.
Opting to limit analytics cookies may reduce the accuracy of platform performance improvements. Blocking advertising cookies will not remove ads completely, but may result in less relevant suggestions.
To adjust your preferences, consult your browser's help section for detailed instructions. Understanding how cookies work allows you to control your experience while maintaining essential features available on Follow Riches.
The Cookies We Use
Cookies help provide a smooth, secure, and personalized experience on Follow Riches. Below is a description of the types of cookies we use and how they work.
Account and Login Cookies
These cookies assist with registration processes, login sessions, and account recognition. They help keep you logged in while browsing and remember certain preferences associated with your profile. Most session cookies are removed when you log out, but some may remain to preserve settings for your next visit.
Email Subscription Cookies
If you subscribe to our newsletter or email updates, cookies help manage your subscription preferences. They allow us to tailor content delivery based on past interactions and ensure you receive messages that match your engagement level.
Survey Cookies and Form Submission
When participating in surveys or submitting forms, cookies help prevent repetition and temporarily store entered data. This prevents duplicate submissions and saves time by remembering previously provided details where applicable.
Personalization Cookies
These cookies store interface settings, such as display mode, language selection, or layout preferences. By remembering your choices, the site offers a more consistent and personalized browsing experience each time you return.
Third-party provider cookies
We work with third-party services to support website performance, gather analytics, and manage advertising. These providers may set their own cookies within our platform to perform specific functions.
Analytics and Performance Cookies
Cookies from tools like Google Analytics They collect anonymous usage data. This includes time spent on pages, website navigation, and general behavioral trends. These insights help us identify what works well and where improvements are needed. You can learn more about how Google uses these cookies by accessing their official resources.
Testing and Development Cookies
During updates or feature testing, temporary cookies monitor user performance and response. This ensures that new tools are working correctly and do not impair the browsing experience.
Advertising Cookies
Cookies used by advertising partners can display content based on general interests and browsing behavior. They also help measure the performance of advertising campaigns. Users can control ad preferences through browser settings or directly through tools such as Google's Ad Preferences or www.aboutads.info.
How to Block Cookies
You can control your cookie settings directly in your browser. Most browsers offer tools to review, block, or delete cookies as needed. For detailed steps, please consult the official support pages of:
Disabling cookies may affect the functioning of certain parts of the site. For example, you may lose access to saved settings, login sessions, or personalized recommendations. Blocking advertising cookies will not remove ads entirely, but it may make them less relevant.
Understanding how cookies work allows you to make informed choices and personalize your experience on Follow Riches while maintaining control over your data.
IV. Commitment to Data Protection
Follow Riches prioritizes the protection of user information. We do not sell, rent, or trade your personal data under any circumstances. In some cases, we may share anonymized or aggregated data with trusted partners to help improve platform performance, develop new features, or better understand general usage trends. This type of sharing does not reveal any personal identity.
Users can opt out of this type of anonymous data use at any time. If you wish to manage your preferences or learn more about your options, please contact us through our form.
To protect personal data, we use a combination of robust security practices. This includes encrypted connections for data transfers, role-based restricted internal access, and monitoring tools designed to detect unusual or unauthorized activity. Our systems are regularly reviewed, and we conduct audits to strengthen protection and close any potential vulnerabilities.
Although we take all reasonable measures to keep our platform secure, no online system is completely risk-free. If any unauthorized incident occurs, Follow Riches will act quickly to contain the problem, restore security, and follow all necessary notification procedures. If your data is compromised, you will be informed immediately, along with guidance on how to protect your information.
For us, protecting user privacy goes beyond technical safeguards. It reflects the trust placed in our platform. We remain committed to building and maintaining a safe, respectful, and transparent environment for everyone who visits Follow Riches.
V. Exercising Your Privacy Privileges
5.1 Understanding Your Rights
At Follow Riches, we believe that everyone has the right to know how their personal information is used and to make decisions about it. Whether you browse anonymously or interact more actively with our platform, you have the right to access, review, or request changes to the information we hold about you.
In certain cases, you may also ask us to limit the use of your data or request its permanent deletion. While we strive to comply with all requests, there may be situations where we are required to retain certain records for legal, administrative, or security reasons.
We provide tools and support to help you manage your privacy preferences. Our goal is not only to comply with legal requirements, but also to give users clear control over how their data is handled.
5.2 Our Data Retention Practices
We retain personal data only for as long as necessary to fulfill its original purpose. This includes ensuring website functionality, delivering content, resolving support requests, maintaining security, and improving overall performance.
For example, we may retain your contact information to respond to previous messages or follow up on unresolved issues. Technical data related to performance and security may be temporarily stored to help detect future problems. When information is no longer useful, it is deleted or anonymized so that it cannot be associated with you.
If you wish to remove your data, you can submit a request through our contact page at [link to contact page]. https://followriches.com/contactWe will process your request quickly and inform you when the removal has been completed or if any information needs to be temporarily retained for legal or operational reasons.
At Follow Riches, we take privacy seriously. Our data handling processes are designed to protect users' rights, promote transparency, and ensure that your information is managed responsibly from start to finish.
VI. Compliance with the GDPR and Global Privacy Rights
6.1 Governance under the GDPR (European Union)
As our operating company is based in Estonia, we process all personal data in accordance with the General Data Protection Regulation (GDPR), widely considered the highest global standard for privacy.
6.2 Legal Basis for Processing
We process your data based on the following legal grounds:
- Consent: When you choose to receive newsletters or accept cookies.
- Legitimate Interest: To ensure website security, prevent fraud, and improve our services (e.g., analytics).
- Legal Obligation: To comply with Estonian or European Union laws.
6.3 International Data Transfers
It is important to note that your personal data may be transferred to, stored, and processed in Estonia (European Union), where our central operations are located. By using our services, you acknowledge that your information may be transferred internationally. We guarantee that such transfers are protected by appropriate safeguards, aligned with European Union standards.
6.4 Global Rights (Brazil/LGPD, Canada and Others)
Although this policy is designed to comply with the GDPR, Follow Riches extends these high standards of privacy rights to all users globally.
For users in Brazil (LGPD): You have the right to confirmation of the existence of processing, access to your data, correction of incomplete data, and revocation of consent. You can exercise these rights through our contact form.
For users in other jurisdictions: We honor your right to access, correct, delete, or export your data regardless of your location.
VII. Data Protection in the United States
Follow Riches is committed to protecting your privacy and complies with applicable data protection laws in the United States. While the country does not have a single unified regulatory framework, various federal and state regulations determine how websites like ours collect, store, and use personal data.
This section outlines the most relevant US privacy laws that affect our operations, detailing your rights and the measures we take to protect your information in accordance with applicable requirements.
California Privacy Laws – CCPA and CPRA
If you reside in California, your personal information is protected by the California Consumer Privacy Act (CCPA) and the expanded California Privacy Rights Act (CPRA), in effect since 2023.
These laws cover companies that collect information through cookies, analytics tools, or advertising platforms, even when the data, such as IP addresses or user behavior, is collected indirectly.
Your rights according to CCPA/CPRA:
- Knowing what types of personal information we collect and why we collect it.
- Request the deletion of your personal information from our systems.
- Correct incorrect or outdated data.
- Refuse to share or sell personal information, especially in third-party advertising.
- Limit the use of personal information considered sensitive.
- Request a portable copy of your data in an accessible format.
To comply with these laws, Follow Riches offers a transparent privacy notice, accessible cookie management tools, and a dedicated process to help California users exercise these rights. We also fulfill privacy requests submitted via browser when required by law, and we apply rigorous internal procedures to ensure the secure deletion and access of personal data.
Virginia Consumer Data Protection Act (VCDPA)
The Virginia Consumer Data Protection Act (VCDPA) guarantees Virginia residents access to clear information about how their data is collected, used, and stored by websites and online services.
The law applies to any processing or sharing of personal data, including behavioral information collected for analysis or marketing purposes.
Your rights according to VCDPA:
- Access your personal data and check if it is being processed.
- Correct errors or outdated information.
- Request the deletion of data that is no longer needed.
- Opt out of targeted advertising, data sales, or algorithmic profiles.
- Get an exportable and portable version of your personal information.
At Follow Riches, we uphold these rights by clearly explaining how data is used, collecting only what is necessary, and allowing users to opt out of behavioral tracking where applicable. Requests can be submitted through our contact page, and we are committed to responding within the timeframe required by Virginia law.
Colorado Privacy Act (CPA)
The Colorado Privacy Act (CPA) provides additional privacy rights to Colorado residents, particularly with regard to the collection and processing of data through cookies, trackers, or analytics tools.
Even when data is collected indirectly, such as device identifiers or browsing patterns, the law requires that users have clear choices and control over the use of their information.
Your rights according to the CPA:
- View, modify, or delete your personal data at any time.
- Opting out of behavioral ads or automated profiles
- Receive a structured and usable export of your data.
- Use your browser's privacy settings (such as Global Privacy Control) to automatically opt out.
We respect these rights by responding to browser requests, limiting data collection to what is essential, and providing clear explanations about how and why we use this information. Users can manage cookies and adjust privacy preferences through tools accessible on the website itself.
Children's Online Privacy Protection Act (COPPA)
The Children's Online Privacy Protection Act (COPPA) is a federal law created to protect the personal information of children under the age of 13. It applies to digital platforms that target content to children or that knowingly collect data from users in this age group.
Follow Riches does not intentionally collect personal data from children under the age of 13. However, whenever we offer content that may appeal to younger users, we take all necessary measures to remain compliant with COPPA.
Our commitments under COPPA:
- Obtain verified parental consent before collecting information from children under 13 years of age.
- Collect only the bare minimum necessary and never more than the essentials.
- Allow parents or guardians to review, modify, or delete their child's data upon request.
- Display clear and understandable privacy notices on any content aimed at children.
If you are a parent or legal guardian and suspect that your child's information has been collected by Follow Riches without your consent, please contact us so that we can promptly investigate and remove the data if necessary.
How We Maintain Compliance
To comply with US privacy laws, we maintain a system based on clarity, accountability, and respect for the user. The types of data collected by Follow Riches are generally limited to functional and technical information, such as usage statistics, browser types, and interactions with platform content, but we treat all data with a high level of protection.
Our commitment is to help you make informed decisions when visiting Follow Riches. If you have questions about your data or wish to submit a privacy-related request, please contact us at: https://followriches.com/contact.
VIII. Future Adjustments to Our Privacy Policy
As Follow Riches develops new features, improves its systems, or adapts to technological changes, this Privacy Policy may be updated to reflect current practices. Updates may also be made to clarify our approach to data handling or to respond to evolving privacy expectations.
Whenever this policy is revised, the most recent version will be posted on this page. If the changes impact how we use or manage your personal data, we will communicate those changes clearly so that you remain informed.
We recommend reviewing this page periodically to stay updated. Continued use of the site after any update means you accept the revised terms. If, at any time, the changes no longer match your preferences, you may choose to stop using the platform.
IX. Our Contact Information
If you have any questions about this Privacy Policy or how we handle personal data, you can contact us at any time using our contact form at [website address]. https://followriches.com/contact.
Our team is ready to assist with any queries related to privacy, data usage, or your rights as a user. Our commitment is to provide clear answers and prompt support to ensure your information is handled with care and transparency.
ActiveView OÜ
Kotkapoja tn 2a-10, Tallinn 10615, Harju, Estonia. Registration Code: 16639782 |. VAT: EE102590366
