Standard Chartered CashOne
Enjoy one of the lowest personal loan rates in Singapore from just 1.08% p.a. Get funds in as little as 15 minutes with simple online application.
The Standard Chartered CashOne Personal Loan offers a standout interest rate from as low as 1.08% per annum (effective interest rate from 2.09% p.a.). Loan approvals and payouts happen fast—funds can reach your account within 15 minutes of approval, making this one of Singapore’s quickest personal loan choices. Applicants must have a minimum annual income of SGD 30,000 for Singaporeans and PRs.
How to Apply for Standard Chartered CashOne
- Start an application online and select the CashOne loan.
- Connect using your Singpass MyInfo for faster approval and minimal paperwork.
- Choose how you want your funds disbursed—into your Standard Chartered account or another bank account.
- Review and accept the loan offer presented.
- Receive your approved funds. In most cases, get money within 15 minutes.
Main Advantages
Applying for the CashOne loan means access to one of the lowest personal loan interest rates in the market. The fast approval process, especially with Singpass, allows for truly instant funds disbursement.
Another benefit is the flexible payout—it works even if you don’t hold a Standard Chartered account. Additionally, there’s no need to submit physical documents for most applicants.
Drawbacks to Consider
This loan requires a minimum annual income of SGD 30,000 for residents, which can exclude those with lower incomes. Foreigners face an even higher minimum income requirement.
Approval is subject to your credit score and financial standing, so not every application succeeds. Interest rates may be higher for less ideal applicants.
Our Verdict
Standard Chartered CashOne is a top choice if you seek a low-rate, instantly approved personal loan in Singapore. The streamlined application and rapid pay-out make it perfect for emergencies and urgent needs.
However, it’s best suited for applicants with stable income and a good credit profile. If you meet the requirements, this loan can deliver cost savings and speed like few others.